Quick Quesadillas

Ingredients:

2 soft tortillas

1/2c graded cheese

1/4c black beans

1/4c diced chicken*

2 tablespoons salsa

Directions:

Spray pan with cooking spray and turn to med-low put tortilla in add half of the cheese spread evenly, add beans, chicken, salsa and rest of cheese. Cover with other tortilla. I cover the quesadilla with a lid so the cheese will melt. Cook for about 3-4 min until underneath is golden brown then flip and brown the other side. Once brown remove to a plate and cut like a pizza. I also use a pizza cutter. Enjoy! Serves 2

* I roast a chicken every other week or so and save the white meat for meals like this or salads or I will freeze it for a yummy chicken casserole! If you have a big family and don't have any left over from a roast chicken you could roast two chickens and eat the dark meat first and save the white meat for other dishes. I have just found that the white meat tastes better in other dishes or leftover.

Free Milk @ Albies

Wow! I think some of us have over looked this great deal. I have calculated it out a couple of different ways and it either makes milk or cereal free.

Scenario 1 w/o Coupons:

7 boxes of cereal @ 1.79box $12.53oop

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Get a cat back for 3 gallons of milk up to $4.19ea That's $12.57 in free milk. * You don't just have to buy one gallon of milk. You can buy $4.19 worth of milk. I talked to the store manager at my local Albertsons and that's how they do it there. You may want to check with your manager at your local Albertsons before you do this deal it may make it or break it for you.

Milk at my local Ablertsons (Stadium Store Caldwell, ID) is on sale this week for $2.29 a gallon. Last week I got it for $2.59 gallon (still cheaper than Walmart) So I figured that this deal would get me 5.5 gallons!

Milk at my local Walmart last time I bought it was $2.72 a gallon. Making it $14.96 for 5.5 gallons.

So, you can pay the $12.53oop for the cereal and get free milk! We go through about 3 gallons of milk a week. The way I look at it is that I am going to buy milk anyway so I might as well get free milk. If you don't go through milk that fast you can always free it. It freezes great. You don't have to poor any out. The round circles on the sides of the milk jug allow it to expand.

Senario 2 w/ coupons $1/2 (from 3/7 rp)

8 boxes of Ceral @ $1.79box $14.32

- 4 mc $1/2 -4.00

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Total $10.32

for 8 boxes of cereal and $12.57 worth of milk (5.5 gallons).

Senario 3 w/coupons & doubles:

8 boxes of cereal @ $1.79box $14.32

- 4mc $1/2 -4.00

- 3 doubles -3.00

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Total $7.32

for 8 boxes of cereal and $12.57 worth of milk!

You can keep rolling this deal and do it as many times as you like! The cat will keep printing.

April Budget

We get paid on the 10th and the 25th so that's when we pay our bills. We completed the Dave Ramsey Financial Peace University in December for my husband and I it was life changing! WOW! If every one in America did this we would all be rich. It was amazing! We started the program in October and have stuck with it ever since and have vowed to do it the rest of our lives. That's a pretty big vow but for us its like a healthy financial diet. We found something that works and we are sticking with it. Its really pretty easy too.
Since we have two paydays that's how we do our budget. We keep a binder with all of our budgets in it (past, present, & future). Our check are never the same amount. My husband is a truck driver so they very from paycheck to paycheck. We always have an estimate of what they are but don't know until they are actually deposited in our account. Generally they are higher than what we have budgeted! So here gos:

April 10th pay check: est, $1500*

Tithe $150
Rent $650
Power $ 71
Water $ 35
Gas $ 80
Cell phones $ 75
Internet $ 40
Grocery $ 97
Eating out $ 10
Fuel $ 80
Car Insurance $107
Rent Insurance $ 18
Life Insurance $ 57
Child Care $ 30


Total $1500

This paycheck is the one we use to pay all of our major bills. The next check on the 25th is the one we have a little more wiggle room with. I'm sure you have questions so please feel free to ask. I will be going over alot more detail about our budget in the near future.
I am happy to say that my husband and I are well on our was to living a DEBT FREE lifestyle! I hope I can help a few of you do the same! :)
* The estimate is net income. What we actually bring home after taxes, health insurance, flexible spending account, and 401k is taken out.

Round 2!!!!!!!!!!!!

I'm back! Well, I stopped blogging last year in early summer. Last year was a rough and stressfull year for my family and I but we have made it through with flying colors! I will tell more about it later.
Lets hope this time I can keep up with this blog cause I love bloging! It just takes alot of time. So, hopefully I can find that healthy balance.
Like I said before there are some really great money saving, coupon blogs out there. I am going to try a new twist on the money saving blog and acctually let everyone into our lives and our budget. Look back for my budget post and how we spend but for now dont forget to take the polls on the right!